The First National Bank

The First National Bank

Directors
James L. Ratcliff, Chairman	Yuvonne Watt, Secretary
Tim S. Williams	*Bill G. Daugherty
James N. Ratcliff	*Gerald M. Reynolds
Edward P. Hamilton	*Rick Littlefield
Tom Locke

* Advisory

VINITA

Executive Officers
James L. Ratcliff, Chairman of the Board
Tim S. Williams, President & Chief Executive Officer
James N. Ratcliff, Executive Vice President
Yuvonne Watt, Sr. Vice President & Cashier

Operations Officers
Steve Goins, VP / BIS Officer	Loretta Wall, Assistant Cashier
Maxine Madl, Vice President	Julie Dean, Assistant Vice President
Derla Wise, Assistant Cashier	Lisa Lambert, Assistant Cashier

Lending Officers
Sallye Burckhalter, Vice President	Tim Cox, Assistant Vice President
Quannah Tucker, Vice President	H. Dee Robison, Vice President
Cindy Victory, Vice President	Joann Sauer, Assistant Vice President

Mortgage Lending
Dana Thiems, Mortgage Loan Specialist

Trust Officers
Lowell Hatcher, Vice President & Trust Officer

GROVE

Executive Officers
Edward P. Hamilton, President
Becky Fields, Assistant Vice President

Mortgage Lending
Terry Hunter, Mortgage Loan Division Manager
Maria Welch, Mortgage Loan Specialist

CLEORA

Branch Manager
Kevin McGuire

	What's New?
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